wealth creation
Should I Pay or Should I Go?
When in the process of developing traffic to your website (remember that traffic = $$$), you may wonder if it is good to pay for your traffic. Several different options are out there such as Google’s adwords or Yahoo Search Marketing. Of course you don’t have to use either on of those. You can simply type “pay per click advertising” into the search field of your browser and see how many thousand results pop up. Read through these carefully because you will get traffic to your site because you are paying per click to whatever company you choose to help direct your audience to you.
Most of these companies (or at least the most reputable of them) will allow you to set a daily limit (budget) on the amount that you will pay. Google is excellent at policing the click history for you to help prevent somebody from quickly depleting your available funds. Paying for traffic is one of the fastest ways to generate traffic to your site, but you will not need to always have that avenue used. In fact, if you will ntice some of the bigger sites (those that generate millions of hits daily) don’t need to have to pay for visitors, they tend to have people pay them to redirect people from their site.
That brings us to another way to generate traffic: have your site linked on another site. You may have to pay a small monthly stipend to the webmaster of that site, but typically the costs are minimal and the results are priceless. One of the keys is to first get people to visit your site, but it is up to you (and this is where the work comes in) to continually upgrade your site to have a lend of the familiar mixed with new. People like familiarity, but attention spans seem to be growing shorter with time and people want variety.
Give the people what they want! If you have any questions, just drop me an email, and I will answer as best I can. Here is to your succes in having money for your life and living the dreams that you have dreamed!
You Gotta Give to Get
In creating traffic to your website, it is best to be willing to give traffic to other sites. A fair amount of time is spent each week looking at other sites that have similar themes and ideas that my blogs have. I read to see what others have to say and I comment on their writing. The reasons are multiple:
* By commenting on the other sites, the webmasters will often reply or visit your site. Remember that traffic = $$$. You can have the ost excellent website in the world, but if nobody knows about it, how will you profit. It is like having the most exquisite restaurant in the world that nobody has ever visited. The food may be out of this world, but if you never have any visitors or customers, you won’t be able to stay in business for very long.
* You will see the trends that are developing out there. If you only look at trends that interest you and you only, you may be the only one that ever is interested in what you have to say. Try looking at what is happening out there. Don’t be cause by surprised if something exciting happens and you fail to notice because you failed to look beyond yourself.
* You have the ability to network with others. You can share ideas, learn tips and trade “secrets”, even develop future business contacts. Don’t live in a fortress and let nobody in.
* You can receive criticism. Sometimes it takes another opinion to show where you lack. I welcome all criticism because I look at it as a way to grow into a more empathetic writer. Maybe you should too!
Keep in mind that there are a lot of hungry souls out there that can provide you with some of your greatest ideas for making more money for your life. Some will use that to get out of the shackles of debt while others may use the money for pleasure. Remember that money is only a tool, it is not evil unless somebody uses it to be evil.
Let me know what you think, and here’s to a successful life! (you can even visit my blog to learn about saving money)
A Little At A Time
A Penny Saved…
Have you ever seen a penny on the ground and left it there thinking “it’s only a penny, it isn’t worth it”? You may want to think again. The little things quickly add up to be big things, especially when there is compound interest involved. If you were to save one dollar per week (which is a mere $0.14 a day), over a twenty year period, that would add up to be $3,276.14 (with a 10% compounded interest). Divide that amount by 14 and it works out to be $234.01. I can only imagine that if you were doing laundry and found $234 in a pocket, you wouldn’t throw it away. Saving those pennies is actually worth it. In reverse, if you were to charge a dollar or two a day on coffee and snacks, with the interest charged, it could end up costing you even more. I found the calculator at David Bach’s site to be a real eye-opener. Now I know why people use coupons, attempt to find the lowest price on things — it all adds up!
Let’s just use a simple example. Where I work during the day, we have vending machines that offer candy bars, soda, and the like. If someone find themselves hungry for a snack (or skipped breakfast or lunch), they can always find refuge in the vending machine. A candy bar costs $0.85 and a soda costs $1.10 (your findings may differ slightly). $1.95 a day for five days equals $9.75 a week (let’s round it to $10 for simplicity sake. If you were to take that $10 a week, invest it at 10% and compound it for twenty years, that candy bar and soda habit adds up to $32,761.30. Now that is one expensive habit (and you though it was trivial). We will explore little things that you can do to free up cash to help pay down your credit card debt.
More at my website.
Credit Card Debt Elimination, Part III
Even though I am confident that any person can learn to deal with the credit card debt that they have, sometimes you need a little help. A year ago when I sat down and actually figured out the amount of money I owed and my minimum payments at that current rate, I was shocked when I saw that the figure was over $72,000. You would think that I would have a fancy car to show for that, or some great clothes, or pictures of some fantastic world-wide trips that I took…no, I still drove a used car with over 90,000 miles on it (and I still do drive that same car), my clothes were, at best, clothes that came from a mid-tier department store. What I did have, was debt. I was overwhelmed, as I am sure many people are. The worse that my credit score got, the more depressed I became. Sure, I started to receive the tons of email about “We Can Eliminate Your Debt, Legally” and “Need Credit Card Debt Help? We Are There“. Like an drowning man grasping for things to help him stay afloat in an instant, I poured through those e-mails hoping to find the instant cure for my problems.
Something to Look Out For
I finally settled on a company I felt that I could trust. Their website was seemingly legitimate, so I began to do a little more in-depth investigation. First I looked at their accreditations. Check. Then I looked at the Better Business Bureau website for any complaints against this company. Check. I “Googled” their name. Check. Everything seemed in order. I contacted them. I used them for about four months, but the more that I read in books, the more I became uneasy. First, they told me not to answer my phones or to talk to the credit card companies at all. They were going to handle it. I was to continue to make one monthly payment to them and they would set up a separate account through a third party from which the payments would be sent. They would take half of their fee out of the first four months payments ($2,800) and then they would put half of my payment into the third party account and when there was enough in there, they would negotiate with the credit card company. That was all good and well, but I didn’t really appreciate the fact that after six months, I had paid $4,200, but my credit card debt reduction was not happening. By this time, I realized that they were going to be doing for me what I was perfectly capable of myself. Needless to say, that was an expensive lesson using money that I didn’t really have in the first place. This will be continued. To learn more, click here or here.
The “B” Word
During my first round with credit card debt, I sought the help of Consumer Credit Counseling, a not-for-profit organization that negotiated terms with your credit cards. They would schedule an appointment with you for you to go over what you spend each month, and let me tell you, they were extremely thorough in expenses. When I had completed my survey of what I usually spent my money on, they worked with me to set up a budget. Included in that budget was an amount that I sent them each month to pay down my debt for me…more information can be found in future blogs.
Money For My Life
Have you ever been caught up in living life that you haven’t been able to keep up with paying for it? Do you find that the minimum payments are getting larger and larger and you end up paying exorbitant fees that end up costing many times the cost of what you had originally charged and thought nothing about? Are you tired of living paycheck to paycheck?
Don’t worry, you are not alone. Bankruptcies are increasing as our economy gets weaker and weaker. There are many things that you can do: 1)stop using credit cards for frivolous things, 2) pay down your debt, and (ideally) 3) make more money. What I have found is that there is money to be made out there, and it isn’t that difficult to find.
I have tried to do it the hard way. I have worked two jobs at least half of my working life. This included doing jobs that others with a college degree wouldn’t have even considered doing. The jobs are out there. I have been on overnight cleaning crews, done third shift temporary work, worked nights and weekends as a cashier. These have helped in keeping my head largely above the deep waters of debt so I don’t get ahead, I just stay alive. But there are other ways. I have painstakingly researched many of the various methods that are floating out there and I believe I have found some of the best ways that aren’t difficult and you will get out of them what you put it, and then some.
What A Concept!!
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Make Some Money!
Categories
- advertising
- blog
- blog design
- blog post
- blog theme
- choosing a domain name
- credit scores
- Debt reduction
- financial independence
- FTP program
- goals
- happiness
- installing a blog
- internet marketing
- internet traffic
- money, wealth, financial independence
- positive mental attitude
- private label rights
- saving
- success
- Uncategorized
- web hosting
- writing
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